Totowa Home Improvement Program

Does your home need repairs?

The Borough invites you to apply to the NEW Totowa Home Improvement Program

You can receive up to $20,000 in repairs

Eligible uses of the funds include replacement or repair to:

  • Heating and Electrical Systems
  • Plumbing System Components
  • Roofs
  • Weatherization (windows, insulation, etc.)
  • Foundation
  • And more!

If you live in Totowa, own your home and your total gross annual household income falls below the income limit for your household size, you may qualify to participate in the Program. (Income limits updated annually.)

Household Size
Maximum Income
1
$67,431
2
$77,064
3
$86,697
4
$96,329
5
$104,036
6
$111,742
7
$119,449
8
$127,155
  • There is no cost to apply and it does not affect your credit score
  • Funds are provided as a no interest (0%) ten year forgivable loan
  • A professional inspector oversees the process
  • There are no monthly payments and the loan is forgiven if the homeowner maintains title and occupancy for a ten year period

Don’t miss this great opportunity

Submit an easy one page pre-application from the top bar of this website’s home page.  If you have additional questions, please contact the Program Administrator, Community Grants Planning & Housing at 609-664-2781 or E-mail bmccann@cgph.net.

The Home Improvement Program is sponsored by the Borough of Totowa

CGP&H stands for Community Grants, Planning and Housing. CGP&H administers municipal and county sponsored home improvement programs that service numerous towns throughout New Jersey and Pennsylvania.